Pros
good paid time off for educated full timers that are working toward middle management (5 weeks and holidays) headquarters extremely laid back in some areas and in a newer facility on site fitness center work from home flat management structure stable card receivables - 50mm members, roughly $1Bn income for about 5 yrs assured that your salary increase will be about 2% per year indefinitely
Cons
roll the dice on leadership where some are good and some are clueless really old guard in parts of the company, out of touch with reality and market; biding time until retirement salary is average to low at best across the board comparatively - entry level to higher salary administration is based on a bell curve with 90% at average pay, 5-7% at distinguished, 5-3% outstanding ratings. base compensation, stock, and annual cash awards do not really differentiate performers from non- HR has been brutal in recruiting and performance administration for years if you can't work from home the headquarters location is in a far northern suburb company doesn't know how to acquire business or develop new products. (reference Goldfish, Pulse, Diners Acquisitions) Retail bank and lending products just aren't getting traction; network kind of lingers as a separate part of the company with failed Diner's Club and international agreements weighing down better options vulnerable takeover target since its primarily credit card receivables- there's cash now but liquidity will be a problem soon
